How long does bankruptcy affect your grade on a background check from GIS services?

bankruptcy
sidney4 asked:

I am applying for a retail managment position and they sent my information to GIS services. I filed bankruptcy 12/1998. By law is GIS allowed to “fail” me in the background check? Is there a cut-off in years they go back?

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3 comments ↓

#1 Ken Clark, CFP on 05.31.09 at 2:40 pm

It can last up to 10 years.

Ken Clark
Certified Financial Planner

#2 bdancer222 on 06.03.09 at 3:13 pm

Bankruptcy stays on your credit report for 10 years.

I doubt there are any laws concerning how far back GIS can go to do a background check. Even if the bankruptcy were more than 10 years old, it might be an automatic fail as indicating a lack of financial management ability.

#3 phiber101 on 06.06.09 at 5:16 pm

a bankruptcy can stay on your credit for 10 years; however, GIS can “fail” you for any reason they deem necessary. a background check usually goes back to your first job and first line of credit. a healthy background check = no drug use, good working history and a good financial history – so yes, GIS had every right to fail you. sorry.

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